Smokyo

As of October 2013, there NO banks that will offer loans to SOFA member Americans. They don't exist anymore no matter what anyone tells you. Suruga, Shinsei, Citibank, all Australian banks , UFJ, and Mryill Lynch Japan. We are on our own. You have to have your Japanese wife take out a loan, and you CANNOT have any rights to it, neight co owner or anything. My wife and I are constantly turned down even though were are offering to put 20 percent down on it. They don't want to lend to gaijins unless you have permanent residency which you won't get anyway because you are SOFA. Its hopeless trust me. I wouldn't have typed this for nothing.

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