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Could be that Japan banks have been tightening up their act following the recent economic crises. Maybe credit to foreign residents permanent or not represent a risk they are not prepared to take. It is very possible to get in on your spouses card for a thousand yen a year (AMex) The money does come out the spouses account set up for their cards but other than that youre free to use the card as you please..
This is a comment on "How do I get a Japanese Credit Card?"
 

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Wednesday, 29 March 2017